EverBank Performance℠ Savings
Superior performance, serious savings
Our highest-yield savings account is built to give you the competitive advantage you deserve, along with easy mobile and online access.
- Earn 4.30% APY on all balances1
- No monthly maintenance fee
- No minimum balance required
- Interest compounded daily
- FDIC-insured
- $0 to open
Interested in interest?
$2,147 earnings for deposit amount of $50000 with a 12 month term and 4.30% APY rate
New Account APYAnnual Percentage Yield (APY) is for new accounts only and may not apply to existing accounts. This is a variable rate account, and the APY may change without notice.1
4.30%
One-Year Earnings
$2,147
See how we compare
Earn more than 9x the national average
With a $50,000 balance, our APY beats the competition.
- National average20.47%
- Bank of America30.01%
- Wells Fargo30.01%
And don't sweat unnecessary fees
Take your savings to the next level without excess fees holding you back. With our EverBank Performance Savings account, you don't need to worry about monthly maintenance or mobile check deposit fees.
- $0Monthly maintenance fee
- $0Mobile check deposit fee
Open online now
Your money's going to thank you
Set your money on the right course with our seamless online account application.
- Apply
Open your new account online and with ease.
- Fund account
Send an opening deposit by online transfer or mobile deposit.
- Start banking
Set up online banking and watch your money grow.
Safe and sound
Our commitment to you
Trust is everything in the business of banking, and we take that very seriously. We’re dedicated to ensuring the financial safety and soundness of our bank so you can rest easy.
STRONG AND SECURE
We’ve got your back
You’ve worked hard for your money, so naturally you want to protect it. That’s why with every account at EverBank, we deliver stringent security measures to help reduce fraud risk and prevent unauthorized transactions.
Frequently asked questions
Yes. Your deposits with us will be FDIC insured up to the standard $250K per depositor for each account ownership category. 4
We employ a wide range of security measures to ensure the safety of your digital information. EverBank has also received industry recognition for safety and financial strength from a number of respected sources.
With our EverBank Performance Savings account, you earn interest no matter your balance. Plus, there's no minimum to open an account.
No. If you have an EverBank Performance Savings account, you will not have a monthly maintenance fee, regardless of your balance.
An EverBank Performance Savings account has all the same perks as a traditional savings account; it’s a safe, FDIC-insured place to save your money, where it’s still liquid and accessible.
Unlike a traditional savings account, the EverBank Performance Savings account acts as a high-yield savings account. With an APY of 4.30%1 , our account is built to perform and help your money grow more than it would in traditional savings accounts, which average 0.47% APY nationwide.2 Our EverBank Performance Savings account boasts a competitive, variable rate that will ensure your hard-earned money grows, giving you a serious financial advantage.
You deserve every advantage when it comes to your hard-earned money. We know that, so we’re committed to giving you great financial advantages that help you thrive. We’re dedicated to delivering consistently high yields, reliable service and innovative solutions for your financial needs.
Not only do we have a decades-long record of consistent operating performance, but we also aim to redefine the banking experience to achieve extraordinary things on behalf of our clients, our associates and the communities where we work and live. In recognition of our financial strength, stability and banking solutions, we’ve also received industry recognition from a number of respected sources.
Access and move your money through online transfers using online banking or the mobile app. You can also access and move money via wire transfers.
When it’s time to make a deposit, choose from several different options. You can make mobile deposits5 on the app at anytime up to $50,000 a day.
Also, easily make online transfers between your accounts at other banks and your EverBank account; set them up one at a time or create a recurring schedule. If you want a simple way to build an account balance quickly, you can set up direct deposit. You can even go the traditional route and either send us a deposit via wire or mail or visit one of our financial centers to make a deposit in person.
Information to keep in mind
The quoted EverBank PerformanceSM Savings Account Annual Percentage Yield (APY) is for new accounts only, may not apply to existing accounts, and is accurate as of 04/04/2025. This is a variable rate account, and the APY may change without notice. The required minimum opening deposit is $0. Fees may reduce earnings.
National Average APY information as of 04/03/2025, as tracked in Bankrate.com's National Average survey. National Average APYs and terms and conditions can change at any time.
Source: Curinos LLC as of 04/03/2025. Competitor APY information is obtained from public sources; accuracy and completeness cannot be guaranteed. Competitor data may vary by region and is subject to change at any time. Curinos is not liable for reliance on the data.
EverBank, N.A. is an FDIC-insured national banking association. The standard FDIC insurance limit of $250,000 applies per depositor, per insured depository institution for each account ownership category.
Must be an existing bank client enrolled in online banking using the EverBank mobile app. See our Mobile Check Deposit Agreement for information on crediting of deposits. Funds availability subject to the terms within our Funds Availability Disclosure. Both are found in your Personal Account Terms, Disclosures and Agreements Booklet.
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